Commercial business insurance is coverage for businesses and corporations, generally designed to cover the businesses, its employees, and ownership. Since there are so many types of businesses, commercial insurance also must be aligned according to the needs of those businesses.

Commercial insurance is aimed at helping businesses stay protected against risks that may threaten their success. Depending on the commercial line’s coverage, it can be specifically aimed at protecting the reputation, wellbeing, and financial situation of a business and the employees working for the business.

Unlike personal insurance, commercial insurance can cover multiple stakeholders and employees. Commercial insurance also differs from personal insurance because it tends to have much higher limits of coverage since there’s typically more physical property at stake.